![]() Most insurance companies allow a certain multiple of your annual income based on your age and are usually flexible if you can demonstrate other needs. It is usually best to purchase an amount you can afford while at the same time considering future needs. Keep in mind that your needs will most likely change over time and what seems like enough today may not be adequate in ten years. We recommend ten times your annual income to start. auto and credit cards), the outstanding balance on your mortgage, anticipated education costs for your children, estate taxes, and business continuation expenses.Ī simple way to achieve a “starting point” is to take a multiple of your annual income and adjust for the factors listed above. medical bills and burial costs), living expenses for your surviving family members, any outstanding loans (e.g. Factors you should consider include anticipated final expenses (e.g. Your coverage need depends on your individual circumstances. By clicking Get My Free Quotes and submitting this form, I affirm that I have read and agree to this website's Privacy Policy and Terms of Use. I also understand that my agreement to be contacted is not a condition of purchasing any property, goods or services, and that I may call to speak with someone about obtaining an quote. I further expressly consent by electronic signature to being contacted by telephone (via call and/or text) for such marketing/telemarketing purposes at the phone number I provided in this form, even if my phone number is listed on a Do Not Call Registry, and I agree that such contact may be made using an automatic telephone dialing system and/or an artificial or prerecorded voice (standard call, text message, and data rates apply). Please.By clicking Get My Free Quotes and submitting this form, I am providing express written consent to being contacted by you, Marketing Partners, or by one or more agents or brokers of your partners for marketing purposes to discuss my interest, including offers of, at the phone number and/or email address I have provided to you in submitting this form. ![]() If adulthood is working some death-camp job you hate for the rest of your life, divorcing your secretly criminal husband, being disappointed in your son, being stressed and miserable, and dating a poser and pretending he’s a hero when he’s really a lousy person and anyone can tell that just by shaking his slimy hand - if it doesn’t get any better, I need to know right now. That’s what they tell us at school, but if you keep getting on that train and going to the place you hate I’m going to start thinking the people at school are liars like the Nazis who told the Jews they were just being relocated to work factories. You don’t have to keep doing this if you don’t want to. Show me it’s possible to be an adult and also be happy. Just don’t go back to thatmiserable place you go every day. Do anything! Something! Because you start a revolution one decision at a time, with each breath you take. Roll up your pant legs and walk into the sea. Call an old friend you haven’t seen in years. ![]() ![]() Close your eyes and try to see the world with your nose-allow smells Sit down on the sidewalk and make pictures with colorful chalk. Stop a stranger and ask her to explain her greatest fears and her secret hopes and aspirations in detail and then tell her you care because she is a human being. Eat some type of ethnic food you’ve never even Maybe stop a spinning globe with your finger and then plan a trip to that very spot even if it’s in the middle of the ocean you can go by boat. Go to the airport and get on the next flight to anywhere just for the fun of it. And with my mind only, I’ll say - or think? - to the target, 'Don’t do it. “The whole time I pretend I have mental telepathy.
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